Post your job for free. Get quotes. Read reviews.
Post your job for free. Read reviews, get quotes, and see tips on hiring the right person.
How does it work?There are 369 Man/Woman with a Van specialists in Hertfordshire, and last month we helped homeowners get quotes for their home improvement jobs.
Take a look at our Man/Woman with a Van specialists profiles, read reviews and request quotes directly.
Hey there!! Always ready to get work done fast, efficient and good quality.
Latest homeowner review
The two guys that came, were, quick, clean, polite, took extra rubbish for no extra money, kept in contact throughout the day, recommend highly, will use again, good thing is they are part of a team that do most work that needs to be done in or out of the house. Very happy.
Greenstone Krzysztof (Chris) Wlodarczyk is a provider of professional bathroom and kitchen installation and refurbishment services. With over 20 years of experience in the industry, I have built a strong reputation for delivering high-quality craftsmanship and exceptional customer service. Our team of skilled professionals consists of experienced plumber, electrician, carpenter and tiler who are dedicated to transforming your bathroom and kitchen spaces into stunning and functional areas. We understand that these rooms are essential parts of your home, and we take pride in creating spaces that meet your unique style preferences and lifestyle 1. Bathroom Installation and Refurbishment - Complete bathroom design and layout planning. - Installation of bathroom fixtures, including sinks,toilets, showers, bathtubs,faucets,etc. - Plumbing and electrical work. - Tiling and flooring installation. - Underfloor heating installation. - Vanity unit installation. - Lighting and ventilation solutions. - Painting and finishing touches. 2. Kitchen Installation and Refurbishment - Installation of kitchen cabinets, countertops, sinks and faucets. - Plumbing and electrical work. - Tiling and flooring installation . - Appliance installation. - Lighting and ventilation solutions. - Painting and finishing touches. 3. Refurbishment services - Plastering. - Painting and decorating. - Wooden floor installation. - Bespoke made furniture installation. - Marble and natural stone installation. We prioritize customer satisfaction and strive to exceed your expectations at every step of the project. We will work closely with you, providing guidance and support throughout the process, from initial concept development to the final installation. We source high-quality materials and work with trusted suppliers to ensure that your bathroom and kitchen installation are durable, functional, and visually appealing. Our attention to detail and commitment to excellence have earned us loyal clientele and numerous referrals. If you're looking for reliable and professional bathroom and kitchen installation and refurbishment services, choose Greenstone Krzysztof (Chris) Wlodarczyk. Contact us today to discuss your project requirements, and let us bring your vision to life.
Latest homeowner review
Really helpful advice on design and conscientious and clean work. We are delighted with our new bathroom. Highly recommended- we would definitely use him again.
we are a builder specialist over 15 years of experience with liability insurance .
Latest homeowner review
George was prompt, courteous and professional. The decoration work was done efficiently and with attention to detail. A clean and thorough job. I would have no hesitate in recommending him and his team for similar projects.
TiMI Decs LTD is a small company with a 14-year experience in home improvement. - Painting and painting solutions - Carpentry and joinery - carpet and floor solutions "No job too big or too small"
Latest homeowner review
Excellent all round,did a brilliant job of replacing a very old sink,taps and cupboards.Super nice,efficient and really good workmanship.Going to do a plumbing job for me now. Definitely recommend.
With over 10 years experience, our well qualified and certified team of hard working craftsman and specialists have a proven record of quality workmanship. We will help you with Painting & Decorating, Surface Preparation, Surface Protection, Storage Solutions, Bespoke Furniture and Carpentry. Most of our jobs are residential projects. When a homeowner works with my team, the process will look like this: - I offer a free visit to meet the client and discuss the job further, - Then I sent a quote and clearly explain what should be agreed before the job begins. I am always open to discuss end explain my quotes, - As soon as the job is confirmed, the client and my team agree on the start date, - We make sure the surroundings are protected before the job starts - We order the materials - We complete the job - When the job is finished, I always leave the floor protection for one day to make sure the client's expectations are met (or exceeded!) and once my client is happy I remove the floor protection and clean around. We are creative, we care and we exceed our clients' expectations. The protection of the surroundings is included within the initial quote, our highly skilled team of trade specialists focuses on high quality results and the materials supply and advising happen at no extra fee. Lastly e most important, a homeowner should choose West Home Renovations because we make your remodelling process stress-free and easy!
Latest homeowner review
Very communicative. Did a brilliant and thorough job. Would not hesitate to recommend. Thanks so much!
CJH Contractors are fully insured House Clearance specialist with an Environmental Agency waste carriers license, we operate 24/7 within London and the Home Counties, We are an honest, reliable, discernibly punctual with our customers’ needs being the main priority. We offer a number of services: House Clearance Removals Garden Clearance Commercial Clearance We offer a complete service of clearance and redecorating
Latest homeowner review
Spot on, turned up on time and did exactly what we needed.
Haven Refurbishments has been delivering quality home improvement services since 2016. We’re a friendly, reliable team based in Reading and proudly serve the wider Thames Valley area, including Oxford, Slough, and beyond. With verified 5 star reviews on Rated People, customers regularly praise our clear communication, punctuality, and tidy workmanship. Now here to do the same on CheckaTrade. We specialize in: Kitchen and Bathroom installations Drylining, partition walls & suspended ceilings (MF/Grid) Wall & floor tiling Laminate, hardwood & engineered flooring Fitted wardrobes & flat-pack furniture assembly Whether it’s a full home refresh or a small improvement, we deliver fast, clean, and high-standard results without the stress. Free quotes Fully insured Quality-first approach Clean, respectful work on every job
Latest homeowner review
Landscaping & building & ground works Roofing and guttering all property maintenance internal and external works carried we are your local property rescue experts who there when you need us most. Our experienced engineers are quick to attend, day or night. Fully insured, qualified, DBS checked and happy to help and answer any questions easyFlow ratings on Rated People tell you that we take pride in our work
Latest homeowner review
Hi great job,,,,, also can you contact me as I have another job but don’t have your details thanks A
Fullhouse maintenance offers services ranging from painting and decorating, plumbing, bathroom and fitting, tiling, flooring, carpentry, handy man,gardening and clearing, Plastering and general removals. We cover most areas in london and essex. We have our own equipments and vans.
Latest homeowner review
There is only one word to describe Sydney and that is ‘ amazing’. From the start he took time to discuss what we wanted from the design to creating an en suite and refurbished our existing bathroom. He is very hard working and some days put in a lot of hours , he is professional, honest and reliable and did a great job paying particular attention to detail. If you’re lucky he sings while he works! I definitely recommend Sydney .
The Green Machine will provide you with professional high standards of workmanship with many years of experience and many happy customers so choose us with confidence.
Latest homeowner review
Ben was quick, efficient, hard working snd cleaned up perfectly. We would recommend him for similar jobs.
A1 Infinity Solutions main objective is to deliver an efficient quality painting and decorating service to all domestic and commercial customers. We cover a range of services, anything from freshening up your lounge or bedroom to complete full refurbishments. Whatever your budget, we will be happy to discuss and complete your project.
Latest homeowner review
Michael did a great job on my bathroom, he was quick and efficient and gave me a very fair price. Would definitely use this company again.
Hi! I'm Cus Alexandru, I work as a painter/decorator around 5 year , but the last 2 years I've been worked here in UK .Regarding the work I do , I can say that I am a punctual worker , and I always try to get the best results on what I'm working. Because I have only lived in the UK for 2 years, I don't know how to speak English fluently, but I understand and write at an average level.
Latest homeowner review
Fantastic experience with Alexandru. Answered promptly and came by the next day to complete the work - all to an extremely high standard, and left the place spotless. Highly recommended
We are a reliable,friendly and professional team offering very competitive prices.Whether its kitchen or bathroom installation we have the experience to provide highest quality work.
Latest homeowner review
Nik was available at short notice when another remover let us down. He offered the best price for the job. He collected on time and unloaded at the delivery location, taking care of everything. We were very pleased with all of the care and attention he payed. We recommend him and and will definitely use him again!
Fast, professional, reliable and highly experienced. Citybrick covers all London, we deal with all of your maintenance problems.
Latest homeowner review
Great job, great communication, helpful, friendly and listened to what I wanted. Would definitely recommend.
The company has been trading since 2010. Istarted out my trade 28 years ago on British Gas and have developed the skills over the many years to be lucky enough to work for my self we gurantee all our work and if it is a big job it is quality controlled. VISIT OUR WEBSITE @ WWW.DHJPLUMBINGANDHEATING.CO.UK
Latest homeowner review
Decent chap who turned up when he said made the effort to get hold of myself for arrangements, and sorted the problem at a reasonable price,
Abode building contractors London is a highly recommended company with great customer satisfaction. Also we are a great work force who deliver top quality workmen-ship on time and on budget with the respect you would expect towards your project no matter how big or small. From our workforce hope we see you soon!
Latest homeowner review
Great job, great team, recommend Luke
We specialise in loft conversions, garage conversions kitchens ,home renovations and extensions bespoke garden buildings
Latest homeowner review
Hi I’m John I deal in gardening and patio, cleaning ie: cutting and strimming grass, pulling weeds up, trimming hedges back painting fence power washing patios making your garden a nice clean place for you and your family to enjoy I have been doing this for a number of years now so got good experience I also do a bit of landscaping deepening on what you want ie: new fences and fence posts fresh grass or even a new patio Thank you for taking the time in reading and hopefully we see each other soon Many thanks John
Latest homeowner review
Top job by John clearing my garden of wood cuttings. Very hardworking man and great communications to get this done for me with such short notice. Friendly, very great pricing for the job!! Thanks John amazing job!!
A skilled army of professionals you can call on to overcome problems on the home front. From carpet and upholstery cleaning to garden maintenance and everything in between, just call!
Latest homeowner review
Kris did a great job. Better finish than I hoped for. He even corrected some existing faults and put those right so that he achieved a great finish. Friendly and professional. Very tidy and cleaned up after themselves. Extremely punctual and flexible to meet some of my altered availability. Already looking at what else I can get Kris to do for me! Can't recommend him highly enough.
Hi we are a team of builders with over 10 years of experience, we can help you with any kind of work. seriousness, punctuality and responsibility are the assets that define us John
Latest homeowner review
Polite, good job, fair price
we are a local family business with over 20 years experience. specialising in building and landscaping. were recommended because were reliable, trustworthy and hassle free. we are fully trained and our prices are always reasonable.
Latest homeowner review
Top job. Very pleased with all aspects of the work. High quality, all done to time, cleaned up well at the end and nice guys too. What more can you ask for. Very impressed
Rubbish Master Ltd ?????? Waste Management company established since 2022. Fully licensed and insured. Available for all your rubbish/waste needs, including rubbish clearances, office clearances, garden waste, general waste ect???? Same day service available or you can book in advance. No job too big, no job too small ???? Get in touch for a quote and get rid of your waste/rubbish today ??????????
Latest homeowner review
Brilliant service, would highly recommend
Quality work delivered at a competitive price. Reliable and friendly service.
Latest homeowner review
Good job all round. Fast response - work performed properly and left in a tidy state. Would recommend highly.
Managing director of the business
Latest homeowner review
Quality---Five stars Value----Five Stars Reliability--Four stars
P.I.P is a small builders company that provide experienced qualified tradesmen for all trades no matter how small the job. (Business formerly known as Clemfox)
Latest homeowner review
Very helpful and work completed to high standard - would be happy to recommend and use again when needed
PJB Property Services prides itself on Punctuality, good communication, value for money and most of all, being Trustworthy. With an understanding that our clients home/property is as important to them as there work is to us. PJB won't let you down.
Latest homeowner review
Phil & James did a great job, turning up when promised, completing the job on time and to budget, and cleaning up as they went along. Very happy with the work and would have them back for future jobs.
we are new to site but not in the industry, As a family run business we have been in the trade for over 9 years. We pride ourselves on our professional workmanship and competitive rates. We won't be beaten on quotes. London builderss &property maintenance
Latest homeowner review
Efficient but thorough. The garden was so tidy after they finished. Very curteous and friendly. Highly recommended.
Hi my name is desmond this is my first year of trading just a lad trying to give people a fast cheap and reliable service at a price that won't be beaten
Latest homeowner review
I had initial doubts about using this website to find good tradesmen. But DIR Solutions have changed my mind. communication was excellent and they were able to complete the task and exceed my expectations. This was a very difficult task and will be calling on them regularly to do other jobs in the future. It is a pity that i am unable to post before and after photos of this job on this website. Thanks to this company, I can now access a portion of my garden that was totally swamped by errant thorn bushes..
WBK Construction Ltd is made up of several experienced, talented craftsmen, each committed to providing clients throughout Surrey with bespoke building services completed according to your specifications.
Latest homeowner review
A good job and clean up done. Punctual and reliable. Would definitely use again.
Hello My name is Costel Dumitras. I am a professional kitchen fitter. I have aquired my skillset over the course of a long career both on the Italian and British market. Although my main focus is kitchen fitting, I also undertake a wide range of carpentry jobs such as build in furniture, doors hanging , laminate/hard flooring, skirting boards, architrave, mouldings etc., and general furniture assembling/fitting. I'm very professional, with great hand dexterity and an eye for details. Don't hesitate to get in touch!
Latest homeowner review
Did the job quickly and efficiently!
Man with Van removal services in UK/EU We cover: We work out of our London depot, but we work Nationwide and EU. • London (All Areas) • UK/Nationwide/EU
Latest homeowner review
I had about 55 packed boxes to be removed from Neasden (NW10 0AW) to a storage facility in Romford. My flat was on the first floor. They were put on the van, brought into the facility and stacked in the there quickly and efficiently. I had to go with the van so that they could access the facility. I’m unlikely to use them for this purpose again but I would highly recommend them to anyone who needs a similar job done.
We take pride in providing a trustworthy and reliable service in all aspects of our wide working fields for maximum customer satisfaction. Highly quality, professional and affordable
Latest homeowner review
Luci was fantastic. He installed some drawers and shelves for me a few months ago. He was reliable, understanding, and went above and beyond what I was hoping for. Really pleased, and very reasonably priced.
Grigo Build is a specialist building, extension and refurbishment company with over 13 years experience, working on projects of all sizes from initial consultation through to full project delivery. Working closely with our clients we are able to provide a fast, friendly and reliable service with a high quality finish at very competitive prices with an insurance backed guarantee. Based in Hendon NW London, we cover all areas in and around the M25. Our experienced team provides full construction, plumbing and electrical services and pride ourselves on client satisfaction. Please call to discuss your requirement - big or small!
Latest homeowner review
Amazing builder! Super reliable, I’m happy with them all the way through. High quality standard, and super fast work. Whatever you want, they will listen and make it with no fuss. Recommend to anyone who needs to renovate a bathroom or do any tiling job. Can’t wait to have you guys here again to do more renovation. Thank you!!
Latest homeowner review
Really good guys. Trustworthy and helpful and did a great job
ANTO&CASY Building Ltd Dedicated Professional Building this hi say all not needed to ad story.. try me and I guarantee you’ll get the best results..
Latest homeowner review
Thanks
Based in Colchester, OMP Building Services Limited is a reputable and reliable bricklaying company with unrivalled expertise in the industry.
Latest homeowner review
Oliver visited me to talk about the design I wanted for the new wall. He got an idea of how I would like it and was very helpful with any questions during his visit. The team of Leon, Lee and Will were very good. Leon made sure that everyone knew what was agreed. Do the job they made sure I was happy with the work. They were all very easy to get on with and worked well as a team. They left the site nice and tidy at the end. I'm very happy with the work. Definitely 5 stars. Cheers guys Kevin
LRH CARPENTRY 'Turning a house into your home' NVQ level 3 in Carpentry and Joinery Certificated locksmith, new fitted Kitchens, Bathrooms, internal and external doors, laminate & real wood flooring, built-in wardrobes/shelves, skirting and architrave, loft boarding, garden decking, lock changes, roofing repairs and renews, jet washing of driveways and patios.
Latest homeowner review
I hired Lee for this job and he did an outstanding job in replacing this door. He was very careful in removing the old door and worked through quite in detail to custom make the replacement door to ensure it is done to a very high standard and excellent finish. I highly recommend Lee as a carpenter.
Exterior decorating Looking after the outside of your property protects your biggest investment - it also makes the house your home. Proper care of woodwork and, where needed, masonry is a small job if it is done in time, but sometimes maintenance has to give way to repair. Our experienced workmen will take care to fully prepare your walls and external surfaces before painting to make sure that your property is well protected. Whether you are considering exterior decorating for aesthetic reasons or practical reasons - or both - we recommend careful choice of decorator and of materials. Rotten wood, for example, should be dealt with as quickly as possible. But UPVC replacements will never have the same feel of quality. INTERIOR DECORATING Making your home look beautiful depends on your choice of colours and finishes, but it is surprising how much difference the details make. Really well done decorating gives an immediate impression of quality. The difference between good decorating and poor decorating really depends on the preparation - putting in the work before the pain goes on. Good tradesmen know that, and it's something we look at closely when we're taking on a new decorator. You can rely on our tradesmen to do a proper job. We're always happy to give advice - when asked - about colour combinations and how to create the effect you want. We can probably offer you some ideas you might not have considered. ROOFING Need your guttering replaced or repaired? Give us a call. We can provide guttering to fit any type of property and we have a wide range of types and shapes in stock. We also offer a gutter cleaning and maintenance service – let us clean and seal all your existing guttering for you. Just speak to a member of the team today for a quick quote. Different types of guttering OG gutteringHalf round gutteringSquare gutteringCast iron look alikeWe also replace down pipes from cast iron to upvc
Latest homeowner review
Lovely family run company. Very reliable and well priced! Recommended!
Friendly, reliable service. High top LDV van big enough for all jobs House removals House or garden clearances. Small vehicle recovery Single items All general diy and home improvement leads undertaken. Reasonably priced and will match or beat any price quoted within reason. Always on time, and I will never let you down. Public liability insured
Latest homeowner review
Very polite
Fab Man And Van is part of the Cuz 2 Cuz Ltd brand and at Fab Man And Van we pride ourselves on our professional services and dedication to all of our customers. We pride ourselves on 100% customer satisfaction
Latest homeowner review
Excellent service, completed removal to time and with ease
Our building services company SP-Building Services Ltd was established 10 years ago and our contractors have over 20 years’ experience. Since then we have been helping customers in Cambridge and the surrounding area by providing professional, trustworthy building services. We offer high standards and deliver on time and budget. We will fully comply with the applicable regulations and safety standards by preventing hazard risks and respecting the environment. We know it can be hard to find a builder that you can rely on. SP-Building Services Ltd has a wealth of experience and is known as one of the best builders in Cambridge. We pride ourselves on providing a professional, caring and high-quality service and always meet our customers’ needs. Each contractor that works for SP-Building Services Ltd is fully qualified and insured and delivers on timekeeping, quality of work and value. In addition, we are affiliated with the following, which are professional bodies created to uphold best practice within the building industry. CPD - UKATA – Asbestos Awareness, CSCS – Construction Site Managers Safety CPCS – Plant Operator Radiodetection Operator Detection – C.A.T.4 & Genny Locator Street Works – Operative & Supervisor, We offer a full range of building services, from major rebuilds to smaller jobs such as masonry repairs, including: Groundworks Dry Lining New Builds Alterations, Extensions & Conversions Brickwork Concrete Plastering & Screeding Tiling Painting & Decorating Kitchens & Bathrooms Roofing Services Re-pointing Septic Tanks Excavation Services Soakaways Foundations External Works Drainage “Your vision is our responsibility to make a reality. Life is a journey so let’s build it together”. If you are trying to find a builder near you, why not give us a call? Our friendly, professional team will be happy to talk through your needs and give you a free, no-obligation quote. Qualifications CPD - UKATA – Asbestos Awareness, CSCS – Construction Site Managers Safety CPCS – Plant Operator Radiodetection Operator Detection – C.A.T.4 & Genny Locator Street Works – Operative & Supervisor,
Latest homeowner review
Sebastien is very responsive and professional. His assessments are very detailed and precise with very fair quotes. He and his colleagues are very good and efficient with their work. Really happy with the job and will definitely be in contact with Sebastien if I need anything done.
Latest homeowner review
He was very helpful, professional and want out of his way to ensure the job was done as quickly as possible. I would definitely hire him again.
MDL Services, based in Slough, Berkshire. Transporting and delivering goods safely and professionally. Liability Insurance up to £1m & Waste Carrier Licence
Latest homeowner review
Ryan and his assistant were lovely. Ryan was very flexible when the job changed slightly. There were some awkward and heavy removals which Ryan dealt with carefully and everything was completed to my satisfaction. Would recommend.
Bedfordshire Electrician Helping with all you're electrical needs; 7 years experience with plenty of pictures in gallery. New lighting and power. Spotlights and USB sockets. Security and decorative lighting Rewires, Fuse board changes, Fault finding, Extractor fans. Garage and shed power supplies. Outside lights, outside sockets And any other Electrical problems, happy to help.
Latest homeowner review
Excellent service and price
We working on construction levels, we have a good experience, we can do above everything on a house, but we want to demonstrate our qualities. We are 4 experienced men, we dispose as well as 2 van that help us to ease our jobs so we are ready to work for you, to do your services at a high level of quality.
Latest homeowner review
D&V responded quickly to my job. I was impressed with their professionalism on the site visit. The quote was detailed and competitive. They were flexible on dates. The job was completed in one day. It looks good and solid. They are competent and tidy. All round professionals. I would recommend.
I'm a multi-skilled builder, and I provide a range of services that transforms your home so it becomes a better and more comfortable home for you. I can remodel your kitchen or bathroom, install flooring, help with any paving or landscaping tasks, etc. I can also help out with any general handyman jobs like repairing doors, installing window blinds, hanging pictures, and more. I work with precision and go the extra mile to ensure customers are truly happy with my results. I know deadlines are important and so strive to complete every project on time while still maintaining high quality standards. I live in Milton Keynes, and I cover area radius 1hr from my base. For your peace of mind, I have public liability insurance, and comply with all safety regulations. If you need a reliable, friendly, and helpful builder, I would love to hear from you. Let’s chat about how I can help – please get in touch for a detailed discussion.
Latest homeowner review
I would highly recommend Stan. He has done an amazing and fantastic job in fitting in a new kitchen for my parents. He was friendly and professional through out the work he carried out. He was very hard working and is a very reliable person. My parents love their new kitchen and I am really pleased with the high quality finish as well Stan’s kindness, professionalism and skills. Thank you so much Stan for completing the work to a very high standard. Greatly appreciated.
We promise to do our best and deliver a fair price and competitive service to all
Latest homeowner review
Very happy with finished job. Excellent communications. Di worked tirelessly to complete on time. Would definitely recommend and hire again. Thanks, Brian
10 years in the plumbing and heating trade, your reasonably priced highly qualified plumbing and heating engineer......no job too small. Also all types of property maintenance undertaken.
Latest homeowner review
What a great tradesman. LOve the work and the reliability. Good person to do business with. Recommended. Gordon
S Eugen Ltd is a growing, proactive and trustworthy commercial and domestic groundwork company who earns a reputation as a highly professional, reliable and skilled contractor. With over 15 years of groundwork spanning from utility work to domestic builds and basement conversions our aim is to exceed our client’s expectations and complete every project safely and on time. S Eugen Ltd is committed to providing outstanding customer service and our goal has always been to provide trustworthy solutions from drainage to grab services.
Latest homeowner review
Five stars for Daniel and his crew. Arrived on time and repaired my driveway perfectly. Excellent job. Highly recommended
GreenOrb Professional Property Maintenance with over 10 years of experience! We cover most of London areas, depending on the type of work required. No job is too small or too big for us so give us a call for a free quote or visit. We offer the following services but are not limited to *Multiskill Builder *Carpentry *Handyman *Painting Decorating *Landscape Gardeners *Garden Maintenance *Lawn Mowing *Hedge Trimming *Patio Cleaning *Jet Wash *Gardening Services *Rubbish/Waste Removal *Garden Design Services *Fencing *Brickwork *New Lawn Installation *Decking *Paving *Tree Removal If you require a service that has not been written down above please do not hesitate and give us a call we still might be able to help. We offer very competitive rates and the best customer service! We supply all the tools and equipment needed to take care of your garden. Our gardeners are flexible so you can call us 7 days a week till 9 pm, when you make the call simply ask for Daniel. If you require an estimate without the visit, take a few pictures of your garden, give us a call so we can supply you with an Email, Whatsup, Messenger account and discuss the work that needs to be done. If your property needs some professional care or you are just too busy to take care of it yourself... We are here to help!
Latest homeowner review
Create a job - it's free
We'll connect you with the right tradespeople, from over 30 different trades.
Get quotes
Up to 3 tradespeople can provide a quote, but on average you'll get 1-2.
Check ratings
Look at each tradesperson's profile to see their ratings and reviews.
Pick a tradesperson
Use our homeowner checklist for extra tips on choosing a tradesperson.
Job done
Leave a rating for your tradesperson based on quality, reliablity and value.